Tulsa Section 8: Cheap Entry, Insurance to Underwrite
Tulsa earns a Strong Section 8 grade in our FY2026 data — reliable cash flow with the right property. The median 3-bed voucher is about $1,420/mo, supporting roughly $142,000 on a 1% basis, and at 0.9% the property tax stays modest. Combined with low entry prices, it's a workable Southwest cash-flow market.
The honest catch is insurance: premiums run near 1.8%, high enough that the line item, not the rent, often decides the deal in Tulsa. Quote coverage before you offer rather than assuming a Midwest rate. Screen any Tulsa County listing free on CloseHound to see cash-on-cash after that premium.
Tulsa HUD Section 8 voucher rents by ZIP (FY2026)
Official HUD Small Area Fair Market Rents — the voucher ceiling a landlord can collect in each ZIP, by bedroom count.
| ZIP code | 2-bed | 3-bed | 4-bed |
|---|---|---|---|
| 74106 | $1,080/mo | $1,420/mo | $1,650/mo |
| 74110 | $1,060/mo | $1,400/mo | $1,620/mo |
| 74115 | $1,090/mo | $1,430/mo | $1,660/mo |
| 74126 | $1,000/mo | $1,320/mo | $1,530/mo |
| 74127 | $1,180/mo | $1,550/mo | $1,800/mo |
| 74128 | $1,220/mo | $1,610/mo | $1,860/mo |
| 74129 | $1,080/mo | $1,420/mo | $1,650/mo |
Source: HUD FY2026 SAFMR. CloseHound underwrites live listings against these exact ceilings.
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Tulsa Section 8 FAQ
What's the Section 8 voucher rent for a 3-bed in Tulsa?+
The median FY2026 3-bedroom voucher in our Tulsa ZIPs is about $1,420/mo, generally ranging from $1,320 to $1,610/mo depending on the ZIP.
Is Tulsa a good Section 8 market?+
Yes — we grade it Strong. A ~$1,420/mo voucher on roughly $142,000 entry with a moderate 0.9% property tax cash-flows well, provided you underwrite the higher insurance.
What's the property-tax and insurance drag in Tulsa?+
Property tax is modest at about 0.9%, but insurance runs near 1.8% — the cost line to watch. Get a real quote before you offer, since that premium can swing the deal.
How do I find cash-flowing Section 8 deals in Tulsa?+
Screen each listing on CloseHound. It applies the ZIP voucher rent and scores cash-on-cash after Tulsa's 0.9% property tax and 1.8% insurance, so the premium is built into the result.
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