Cincinnati Section 8 Rentals: A Strong Voucher Market
Cincinnati is a Strong Section 8 market, the grade for cities that deliver reliable cash flow when you buy the right property. Across seven tracked ZIP codes in Hamilton County, the median 3-bedroom voucher pays $1,520/mo in a tight $1,480 to $1,620 band, supporting a purchase around $152,000 at a 1% rent-to-price target. It is a market worth screening regularly.
Carrying costs are typical for Ohio: 1.6% property tax in Hamilton County and 0.7% insurance, so neither quietly eats the spread. Because the grade is Strong rather than Prime, the right house clears and a thin one will not, so selection matters. Screen live Cincinnati listings against current voucher rents free on CloseHound before you offer.
Cincinnati HUD Section 8 voucher rents by ZIP (FY2026)
Official HUD Small Area Fair Market Rents — the voucher ceiling a landlord can collect in each ZIP, by bedroom count.
| ZIP code | 2-bed | 3-bed | 4-bed |
|---|---|---|---|
| 45205 | $1,150/mo | $1,520/mo | $1,680/mo |
| 45211 | $1,140/mo | $1,500/mo | $1,660/mo |
| 45224 | $1,130/mo | $1,490/mo | $1,650/mo |
| 45229 | $1,120/mo | $1,480/mo | $1,640/mo |
| 45237 | $1,160/mo | $1,530/mo | $1,690/mo |
| 45238 | $1,220/mo | $1,610/mo | $1,780/mo |
| 45239 | $1,230/mo | $1,620/mo | $1,800/mo |
Source: HUD FY2026 SAFMR. CloseHound underwrites live listings against these exact ceilings.
More Section 8 markets in Ohio
Cincinnati Section 8 FAQ
What is the Section 8 voucher rent for a 3-bed in Cincinnati?+
Cincinnati's median 3-bedroom voucher payment standard is about $1,520/mo for FY2026, with tracked ZIPs in a tight $1,480 to $1,620 range.
Is Cincinnati a good Section 8 market?+
Cincinnati grades Strong on CloseHound, meaning reliable cash flow with the right property. The median voucher supports a roughly $152,000 buy at a 1% rent-to-price ratio.
What are the property-tax and insurance costs in Cincinnati?+
Hamilton County runs about 1.6% effective property tax and roughly 0.7% insurance, both manageable against the $1,520/mo voucher rent.
How do I find cash-flowing Section 8 deals in Cincinnati?+
Screen Cincinnati listings in the voucher-strong ZIPs through CloseHound against the live 3-bed voucher rent and the 1.6% tax to confirm real cash-on-cash before you commit.
Screen Cincinnati deals free
See which Cincinnati listings actually cash-flow on the voucher — underwritten and ranked by Deal Score.
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